JuniorDepot12 – DAX, Silver, Oil: pessimistic end of year and optimistic sentiment for future

By Elle's portfolio we implicitly target the CAGR of 6%. Alas, this year the CAGR turned out to be -24.7%! Especially our recent portfolio restructuring (sell Silver and buy DAX and WTI Oil) was not good.
Still we are better than a passive savings plan in DAX (this would have a CAGR of -30.7%) and look optimistically in future. Especially pleasant was Elle's reaction on the (temporary) drawdown: calm and stoic. This a necessarily trait for a growing Warren Buffet.
Continue reading "JuniorDepot12 – DAX, Silver, Oil: pessimistic end of year and optimistic sentiment for future"

JuniorDepot9 – Buying Silver ETC again

Elle, a 7-year old girl, confronted a hard choice this time: both German stocks and precious metals were relatively cheap. Finally, she decided to increase the position in silver, although before she has already bought a silver ETC a little bit prematurely. Continue reading "JuniorDepot9 – Buying Silver ETC again"

JuniorDepot8 – Buying Silver ETC and DAX ETF

Elle, a 7-year old girl, continues to grow her wealth. Recently she has bought a silver ETC and a DAX ETF (the former a little bit prematurely, the latter pretty optimally). Continue reading "JuniorDepot8 – Buying Silver ETC and DAX ETF"

JuniorDepot3a – explaining correlation and diversification to a 7 year old girl

Market fall and so does Elle's portfolio. However, we still perform better than market due to diversification. So we use the opportunity to explain a 7-year old girl the idea of correlation. Continue reading "JuniorDepot3a – explaining correlation and diversification to a 7 year old girl"

JuniorDepot 2 – Elle makes her first Investment in Silver

As we have recently reported, one of our readers has set up a savings plan (€100/mo.) for his 7 years old daughter Elle. We loved the idea and suggested him to let the girl decide herself,
which stocks and ETFs to buy; letYourMoneyGrow.com team assists in risk management and portfolio optimization. Our ambitious goal is to grow a new (female) Warren Buffett. Meanwhile, Elle made her first investment decision!
Continue reading "JuniorDepot 2 – Elle makes her first Investment in Silver"

Market Spotlight: Pick up Commodities but be picky

Currently the stocks are expensive and the commodities are cheap (though not all of them). We conduct a lite analysis of investment opportunities and construct a mid-term commodity portfolio for a retail investor with €10000+ capital. Continue reading "Market Spotlight: Pick up Commodities but be picky"